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SERVICE

Construction Lending

Build Your Dream Home from the Ground Up.

Overview

Construction loans work differently from standard home loans and getting the structure right is critical. We manage every stage of your build finance, from land purchase to final inspection.

 

Unlike a standard mortgage, a construction loan releases funds progressively as your build reaches key milestones; foundation, frame, lock-up, fit-out, and completion. This means you only pay interest on what has been drawn down, keeping costs manageable throughout the build.

 

We work closely with your builder, solicitor, and the lender to coordinate progress payment inspections and drawdowns, takingthe complexity off your plate so you can focus on the exciting part - watching your home take shape.

What's Included
  • Progressive drawdown payments

  • Interest-only during construction

  • Land & construction packages

  • Owner-builder finance available

  • Fixed price contract support

  • Conversion to standard loan at completion

How It Works

01

Pre-Construction Planning

We review your plans, builder contract, and financial position.

03

Progress Drawdowns

We coordinate with your lender and builder at each construction stage.

02

Loan Structuring

We design a construction loan that aligns with your build timeline.

04

Loan Conversion

At completion, we convert your loan to the most competitive rate.

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